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1. Open the file
Contract or refinance request, parties, and lender contact. We confirm the closing target and the underwriter.
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2. Search and commitment
Examination of the public records. Commitment goes to the parties with requirements (what must be cleared) and exceptions (what the policy will not cover).
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3. Clear requirements
Payoffs, releases, judgments, association estoppels, marital or estate documents, and survey matters. We tell you what is still open.
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4. Figures and signing
Settlement statement reviewed before the appointment. Signing at our Coral Gables office or as arranged for the file. Bring government ID.
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5. Funds, then recording
Good funds only. Wires are confirmed by a phone call to a number you already have — never from an email alone. Deed and mortgage are recorded, then the policy is issued.
Mobile notaries and mail-away signings are available when the file and the lender allow them. Ask when you open the order.
Read wire instructions first